California’s increasing wildfire risk has significantly impacted the home insurance market.

Many insurance companies have left the market in Los Angeles area cities like Bel Air, Brentwood, Palisades and Beverly Hills are non-renewing policies that have been in effect for decades with no claims or losses.

 As wildfires become more frequent and intense, insurance companies have reassessed their risk and in many cases stopped offering coverage. Homeowners in high-risk areas face much higher premiums, limited coverage options, or difficulty finding insurance altogether. 

 To mitigate these challenges, working with an experienced insurance agent is crucial. We can help you understand your coverage options, implement preventive measures, and navigate the complex landscape of California home insurance.